Forward us the B2B invoices your team has stopped chasing. Our AI-led collection team runs soft outreach for just 9% of recovery — most cases settle here. If a case needs to escalate to our attorney network, you approve the move and the rate steps to 49% (we cover every legal cost). $0 either way if we don't collect.
No retainer. No setup fee. No legal-fee bills from us. We make money only when you do.
No software install, no accounting integration, no minimum case size. Sign up, fill out a 30-second form (debtor info + amount + due date + optional file), and we tell you within 48 hours whether we're taking it.
Sign up and fill out the dashboard form: debtor info + amount + due date + optional PDF. Takes about 30 seconds. CSV bulk-upload available for backlogs.
Solvency check, bankruptcy screen, statute-of-limitations review. We come back with our position — take it on contingency, or pass if we don't believe it's collectible.
Partner attorney in your debtor's state drafts the demand letter, escalates if needed, and files suit with your approval. You approve every filing before it goes out.
Our partner-attorney network covers all 50 U.S. states. When your debtor is in Texas, a Texas-barred attorney handles the case. When they're in California, a California-barred attorney does. Real legal weight in the actual court that has jurisdiction over them.
We don't jurisdiction-shop or send empty threats from out-of-state. The attorney handling your case is licensed in the court the debtor would actually be sued in.
Demand letter doesn't move them? We file an actual complaint in the debtor's local court — with your approval. Service of process, discovery, judgment, enforcement. The full apparatus.
Filing fees, attorney time, court costs, process server, depositions — all on us. You pay $0 out of pocket no matter how the case goes. Compare to traditional firms that bill you upfront.
Most cases resolve well before a lawsuit — the attorney demand letter alone resolves a majority. But when a debtor digs in, we have every tool legally available.
Before we touch the case we verify the debtor is solvent, no active bankruptcy, and the statute of limitations is clear. Within 48 hours we tell you whether we're taking it. We only take cases we believe are collectible.
A partner attorney licensed in your debtor's state drafts and sends a formal demand letter on law-firm letterhead. Most cases settle here — the third-party signal of an actual attorney carries more weight than another vendor reminder.
If the demand letter doesn't move them, we layer in phone calls and SMS to multiple decision-makers — accounts payable, the controller, the CFO. Someone picks up. Pressure compounds across channels.
With your approval, we file an actual lawsuit in the debtor's local court. Real complaint, real service of process, real discovery. We file in the jurisdiction the debtor lives in, so the court has clear authority over them.
After judgment, we enforce. Liens against business assets, bank levies, wage garnishment where applicable. Most debtors settle long before this stage — but when they don't, the legal apparatus is fully on the table.
The aged invoices your team has stopped chasing are write-offs waiting to happen. Send them to us — 9% of recovery if our AI team collects in the soft phase (where most cases land), 49% only if you approve escalating to legal (and we cover every legal cost). $0 if we don't recover. The one option that doesn't make you money is the one you're probably doing now.
A $20K invoice, 120 days past due, that your team has stopped chasing. Two ways it can land — most cases settle in the soft phase, and we only escalate to legal with your approval.
Our AI-led collection team runs the early stages — multi- channel email outreach, phone calls, soft demand letters. Most B2B debtors pay here when the file shifts from “your AR clerk again” to a real third-party process.
Sweet-spot tier. No legal involvement, no escalation approval needed — just collection work at AI-rep prices.
Soft phase didn't move them. With your explicit approval, a partner attorney in the debtor's state takes over — attorney demand letter, lawsuit, judgment, enforcement. We cover every legal cost (filing, attorney time, court costs, process server).
Triggered only when you approve escalation. If the debtor pays nothing, you owe nothing — we eat the legal fees we put in.
Or write the $20K off and get nothing.
Sign up and upload an aged invoice in the dashboard — debtor info + amount + due date + optional PDF, takes about 30 seconds. CSV bulk-upload is available if you have a backlog. Our diligence team responds within 48 hours with our position: take it on contingency, or pass. No software install, no accounting integration, no minimum case size.
Only with your explicit approval. Most cases settle on the attorney demand letter alone — debtors take a real law firm seriously and most never want to see a courtroom. If a lawsuit becomes necessary, we run the filing past you first.
Only when we recover. Two tiers: 9% of recovery when our AI-led team collects in the soft phase (email outreach, phone calls, soft demand letters) — that's where most cases land. 49% if you approve escalating to attorney action (demand letter on law-firm letterhead, lawsuit, judgment, enforcement). We cover every legal cost — filing, attorney time, court fees, process server. $0 either way if we don't recover. No retainer, no monthly, no minimum.
Only when you approve escalating a case to our attorney network. After our AI team has run the soft-collection sequence and the debtor still hasn't paid, we'll come back with a recommendation: continue with more soft pressure, escalate to a partner attorney in the debtor's state, or drop the file. You make the call. Until you approve escalation, the rate stays at 9%.
You pay nothing. We eat the legal costs we put in. That's why we diligence each case in 48 hours before taking it — we only take cases we believe are collectible.
There's no formal minimum, but realistically anything under $1,000 is hard to make worth a filing. The economics work best at $5K and up. Our sweet spot is $10K–$250K aged 60+ days where DIY chasing has clearly failed.
Our fee applies to any recovery on an accepted case, whether the debtor pays us or sends the check straight to you — at whichever tier the case was active in when they paid (9% in soft phase, 49% post-escalation). Often a demand letter from our team prompts the debtor to write a check to you to skip us. You report direct payments and we invoice for our share. Once we've accepted the case, we don't "back off" if your customer happens to route around us.
We pause immediately and loop you in. Verifying any disputed debt before continuing is standard collections-law procedure — it protects you legally too. Most disputes resolve quickly when you can document the work or product was delivered.
B2B only. We're built for commercial collections — consumer collections (FDCPA-regulated) require a different approach we don't do.
Click "Pay Now" in the header, enter the case number we sent you (starts with "A"), and you'll land on a secure payment page for your account. No login required.
Upload your hardest invoice. Diligence in 48 hours. We’ll tell you whether we’re taking it before any work starts. 9% if our team collects in the soft phase, 49% only if you approve escalating to legal, $0 if we don’t collect.